Website: www.daberistic.com Email: [email protected] Tel: 011 658 1333 Dear Client / Business Associate In our November newsletter we are pleased to announce the launch of our brand new website! After months of hard work and dedication, we are delighted to officially Announce that the site is up and running. As the year winds up we sometimes also realise that the are some important matters that have been left unwinded, when our time on earth comes to an end, it is seldom planned or timed to suit us. Leaving a current will and appointing someone to the role of executor of that will is one of the best things we can do to help our loved ones, our article on What the executor must do once appointed guides you on how an Executor can help wind up an estate. While some may be dealing with winding up estates, others are planning for new beginnings and are unable to do so due to being blacklisted; our article on How to clear your name from Blacklist is a Q&A to guide anyone in this position As we swing into summer, safety from rainstorm and hailstorm becomes a greater priority; our article on How to deal with the Hail season gives some helpful tips. There is a Short Term insurance update, which is important information for anyone who wants to apply for Insurance between 1st December 2015 and 31st January 2016. Lastly, if you are planning a year-end vacation, ensure you have adequate insurance to cover any mishaps. Besides the ‘usual’ claims for an accident, falling ill or luggage theft, we look at Unusual holiday insurance claims submitted by holiday makers, this will surely show you the lighter side of Insurance Announcing the Launch of our New Website We are pleased to announce the launch of our brand new website! After months of hard work and dedication, we are delighted to officially announce that the site is up and running. The new site launch is available and the URL is www.daberistic.com .Our goal with this new website is to provide our visitors an easier way to learn about Daberistic services and solutions and also to allow the visitor to browse information based on their own choice. The new website is interactive and gives better access to About Us, Investments, Insurance, Daberistic Accounting and Auditors, Financial Coaching, and many more. Our current and prospective clients will find useful information about our services on the homepage of our website and all they need to do is click on the title of the service they are looking for. Amongst the new features clients will also be able to fill in forms namely Car and house application, Contractors all Risk, Student Health Insurance Application on the website and they will be sent to us We will be constantly updating our content with helpful information, articles, blogs, newsletters, company announcements and client successes in the Home page . We hope you find the new website with a fresh look, easy to access information and we also wish to establish this portal as a source of information for those who visits our site. We would also like to thank our amazing staff at Daberistic who donated their time and energy to make this site what it is. For any questions, suggestions, feedback or comments, please E-mail us on at [email protected] . How to deal with the Hail season First point to remember , is to please report the incident immediately to our Short Term department on 011 658-1333 or [email protected] .From here, we will advise clients regarding the repair process. Listed below are some tips :
Click here to read more Source: Santam Please contact Thomas or Jonavon in our Short Term Department, email [email protected] , if you have any queries about claims after a hail storm Short Term insurance update Please note that the below Insurance companies will not be accepting new applications for All risk, Household, Business and Motor Insurance from clients who are currently not insured. This is applicable for the period between 1st December 2015 and 31st January 2016. Mutual & Federal: New business may not be accepted with an inception date from December 1st 2015 to January 31st 2016 unless there has been other insurance in force with the same cover for at least 12 months up to November 30th 2015. Householder's cover may not be added to an existing policy during this period. Santam: Santam will be accepting new Personal Lines business over the festive period starting 1 December 2015 to 31 January 2016 based on the following conditions for “Holiday Cover”:
Hollard: With regard to new business taken on during the months of November 2015 and December 2015, please note that we are no longer in a position to accept cover during this specific two month period, unless an annual premium is paid in advance, or unless we are taking over an existing policy from another insurer.The reason for this temporary restriction is due to negative claims behaviour experienced during and leading up until the December holidays, where after cover is then terminated early in the New Year following a claim. Source: Brolink Please contact Thomas or Jonavon in our Short Term Department; email [email protected] , for all short term enquiries What the executor must do once appointed
Source: Funeralguide How to clear your name from Blacklist Question: "I want to buy the house as soon as possible, the problem is I'm blacklisted and I need R60 000 to clear my debts. "My company will not approve my application before I clear my name. What is available to me to clear this situation?" Wikus Olivier, Debt Management Expert at DebtSafe, responds: Answer: Your credit profile seems to be the issue here. Not necessarily the fact that you have debt. You can improve or restore your credit profile by addressing a few issues. a) Know exactly what is going on with your credit profile. Pull a credit report from one of the reputable credit bureaux. You are entitled in terms of the National Credit Act (NCA) to one free credit report per year. Once you now exactly what items on your credit profile are causing the issue, you can then take steps to rectify them. b) Your payment history would most likely be the biggest issue. This is a history of your payment behaviour for the past 24 months. Bring all arrears up to date. Your payment history will reflect the arrears for 24 months, but if you have a good payment history for the past 3 to 6 months it should significantly help to improve your credit profile and credit score. Click here to read more Please contact Su-Lan Chen or Su-Chin Chen, Tel 011 658 1333, email [email protected] if you would like to get advice on your any accounting queries. Source: Finance24 Unusual Insurance Claims On a lighter note, when people go on holiday, things don’t always run smoothly. Accidents happen, you might get ill or your possessions might be stolen. There is a whole list of things that could go wrong while holidaying. While it might not be funny at the time, some strange things can happen on people’s travels and insurance has to decide whether they’ll pay out. Here’s a list of some funny, albeit unfortunate, incidents that people have had to claim for whilst on holiday.
Source: Masthead Company News Daberistic bid farewell to Calvin Yen (Administrator: Short Term) at the end of October 2015.Calvin worked in the Short Term Insurance department dealing with all client queries, claims and all other client related matters. He will be greatly missed for his dedication and hard work, Daberistic wishes him all the best in his endeavors. For queries in Short-term insurance following Calvin’s departure, contact Judy or Jonovan at [email protected] Contact details
Kindly note the following to ensure you get the correct person to assist you with your insurance and investment queries. Life insurance and investments: Kevin Yeh, Thato Merementsi, Nicole Smith Tel 011 658 1333, email [email protected] Medical aid / gap cover:Namhla Zwane, Sophie Su Tel 011 658 1333, email [email protected] Short-term insurance (Personal and Business): Thomas Mooke, Jonavon Theron, Tel 011 658-1333, email [email protected] Retirement funds: Kevin Yeh, Tel 011 658 1333, email [email protected] Tax, Accountancy and Auditors: Su-Lan Chen or Su-Chin Chen, Tel 011 658 1333, email [email protected] 24-hour emergency cellphone number: 076 200 5488.
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